About 83 percent of you are unaware of the 401(k) retirement plan costs you pay every quarter. According to research, you don’t understand the expenses, costs, and fees that are coming out of your wallet.
Fighting the herd mentality
Going with the herd can hurt you when plunging into a sure-fire investment winner (greed) or fleeing the ongoing collapse of another (fear). A herd mentality can trample your financial future.
Now’s a great time to buy a home in Boulder County
Change is afoot in the Boulder County real estate market. If you are waiting to purchase a house, now might be a good time to move.
The retirement gut brain
You have been a good saver and savvy investor for most of your life. Living beneath your means for years, you have contributed the maximum to your retirement plan at work. Not satisfied with putting away $22,000 a year, you…
Why you should care about Europe’s woes
Economic news junkies have had plenty to chew on over the past few weeks. The national debt crisis is behind us at the moment, and now we wait on the congressional super committee on the budget to come out with…
Four Tips to Better Retirement Plan Choices
When you start a new job or your employer gets acquired, you may need to make retirement plan decisions on the fly. While you probably have the option to change your investment selections at any time, inertia is the most…
In Dire Financial Times, Play by the Book
In volatile financial times such as these, our natural tendency is to track the ups and down in the stock market. The financial media in its quest for eyeballs favors titillation over analysis. The more rewarding financial concepts can be…
Irrational Pessimism
The stock market over the past two weeks has left investors moribund with declines in some indexes exceeding 20 percent from the year’s high — official Bear Market territory. While stocks worldwide took significant hits in the wake of the…
How the Debt Debate Affects You
The federal debt crisis has gripped the financial world, while Coloradans shake their heads at Washington ineptitude and wonder how it will affect our everyday lives. It’s been a macabre game of political chicken. Although instead of watching the two…
The Importance of Saving Money
Why go through the trouble of saving money? Most of us have a natural inclination to spend it now and be immediately gratified rather than sock it away. It seems the siren song of the spendthrift has rarely been so…