Retirement Funds: Options to Think About
Use this time of smooth and positive stock market returns to prepare for an eventual bear market.
ETFs make up a sizable portion of the the market. Are they right for you and your financial situation?
Leaving behind funds for a child with special needs can be a concern for parents. Fortunately, an ABLE plan can give a tax-advantaged way to save funds for the benefit of disabled individuals.
You want to settle upon a target investment allocation that under dire circumstances you would not abandon. All of the formulaic approaches may be pointing toward 70 percent in equities, but it’s not the right answer if that level of risk in a very poor market would cause you to sell. That one poor decision could delay retirement by years.
Investing wisely in your company pension/401k plan
Many of you believe that investing internationally is a poor idea — at least right now. But before you liquidate, just consider: Are you just selling low? By the time everyone is sanguine about the European economy, it may be too late to benefit from the gains.
About 83 percent of you are unaware of the 401(k) retirement plan costs you pay every quarter. According to research, you don’t understand the expenses, costs, and fees that are coming out of your wallet.
Going with the herd can hurt you when plunging into a sure-fire investment winner (greed) or fleeing the ongoing collapse of another (fear). A herd mentality can trample your financial future.
Change is afoot in the Boulder County real estate market. If you are waiting to purchase a house, now might be a good time to move.