Today we’re going to cover an important topic regardless of market performance: putting an estate plan in place. It’s not the most scintillating or upbeat topic but is critical.
After Disaster Beware of Contractors That Find You
Last month severe storms tore through Boulder County with torrential downpours along with golf ball sized hail. In Louisville and Lafayette, hailstones smashed through car windshields and shredded roofs, siding, and backyard furniture. Soon after the storms moved on, the inevitable door knocking of roofing contractors followed in their wake.
Five Perils of a High Income
Most of us would love to have a high income. After all, extra money to spend on vacations, to afford housing in Boulder County, on activities for the kids, and to achieve financial independence doesn’t seem to be a bad thing. But high earners face more barriers to reaching their financial goals than the rest of us. Whether your income is in the upper echelon now or that is your aspiration. take care to avoid these pitfalls.
Sometimes Quitters Get the Best Deals
Have you been with the same insurance, internet, or mobile phone provider for years? If so, it may be time to start comparing rates from other companies.
The Good News About Long-Term Care
Seeing new long-term care insurance companies enter into the market with more competitive prices offers hope that the pendulum is swinging back toward more affordable policies.
When Should You Use Your Insurance?
Insurance was on our minds a year ago with the historic floods that came to Boulder County. With many homes a complete loss, there was no question about filing a claim with an insurer. But most of the time when we suffer a loss, it’s not such a clear cut decision to file.
Five things to know about long-term care
The kids are off to college. Retirement is in sight. But what would happen if you needed long-term care? While it’s never fun to contemplate a time when you may need care, keep in mind these tips.
When the Financial Driver is Gone
Every couple seems to have one person in the financial driver’s seat. This is usually not a question of power or who earns the most, but a rational response to the complexity of our lives. Today’s families deal with several…
Changing Your Investor Mind
Even if an investment appears to guarantee impressive returns, you must understand how you would get out if you needed your money. “Planning for divorce” is a key step with most significant financial decisions. There are many valid and potentially…
What’s Your Long-Term Care Plan?
Even though you may not know it, you probably have a long-term care plan. You may not have shared it with your spouse or family, or articulated it out loud. If you’re in your 50s or older, deep down you…