Fee-Only Financial Planners

We provide these links as a convenience, not an endorsement. Please see the ACA Website for more information.

 

Alabama Arizona California Colorado Connecticut Florida Illinois Indiana Maryland Massachusetts Michigan Minnesota New Hampshire New Jersey New York Nevada North Carolina Ohio Oklahoma Oregon Pennsylvania Texas Wisconsin

 

Alabama

Frank Horton, CFP®—Independent, Fee-Only Financial Planning Services in Oneonta, AL

Comprehensive advice designed to help people achieve financial independence and peace of mind.

Arizona

Cambridge Connection, Inc.—Fee-only Financial Planners Serving Clients in Southeast Michigan, Tucson, San Francisco and Orlando

Comprehensive tax-efficient financial advisors. If we can save you more than our fee, you should hire us! We sell sleep.

Encore Wealth Advisors—The Best of Life is Yet to Come

Since 1989, Encore Wealth Advisors has helped hundreds of professionals retire successfully and live the life of their dreams. If you are concerned about your retirement, we can help you design and implement a comprehensive financial plan that results in lifetime security. As a fiduciary we do not sell products or collect commissions.

Friedrichs Financial Alliance—Fee-only financial Planner—Mesa, AZ

Financial planning to achieve your long-term financial goals.

Stratton Advisors—Fee-Only Certified Financial Planner® in Oro Valley and Tucson, AZ

Stratton Advisors offers Fee-Only financial planning to help you make the most of the opportunity to live life better.

California

C.J. Rylant Wealth Management—Fee-only Financial Planner in Santa Maria, CA

Wealth Management and Marketing Consultant. I help small business owners arrange their finances and marketing so can focus on their job and live extraordinary lives.

Cambridge Connection, Inc.—Fee-only Financial Planners Serving Clients in Southeast Michigan, Tucson, San Francisco and Orlando

Comprehensive tax-efficient financial advisors. If we can save you more than our fee, you should hire us! We sell sleep.

Encore Wealth Advisors—The Best of Life is Yet to Come

Since 1989, Encore Wealth Advisors has helped hundreds of professionals retire successfully and live the life of their dreams. If you are concerned about your retirement, we can help you design and implement a comprehensive financial plan that results in lifetime security. As a fiduciary we do not sell products or collect commissions.

Fiscalis Advisory, Inc, Fee-Only, CERTIFIED FINANCIAL PLANNER™ professional in San Juan Capistrano, CA

Fiscalis Advisory is a professional advisory firm specializing in an integrative approach to personal financial planning, tax minimization, and prudent money management, where all advice is rendered in a non-commission, fiduciary relationship.

LifeStream Financial, Inc. Holistic Financial Planning and Wealth Advisory office in the heart of Silicon Valley, California

LifeStream Financial, Inc. is a Fee-Only, comprehensive, financial planning, and wealth advisory firm. We focus on providing proactive planning and strategic implementation for clients who trust our expertise and are willing to delegate the money management to the professionals. Our client-centered planning approach helps our clients to focus on their life and what they do the best.

Lynch Financial Advisors—Fee-Only, Comprehensive Financial Advisors in Roseville, CA

Based in Roseville, California (and serving clients throughout California, Oregon, Washington, Kansas, Colorado and Virginia), Lynch Financial Advisors is a Fee-Only advisory firm that provides comprehensive financial planning for individuals, couples and small business owners. Our comprehensive financial planning includes goal setting, budgeting, insurance review, portfolio analysis, investment strategy, retirement/education/retirement planning, as well as tax projection and planning.

Natural Bridges Financial Advisors is a fee-only, CERTIFIED FINANCIAL PLANNER™, Registered Investment Advisor located in Santa Cruz, CA

We provide personal financial life planning, investment management and education services for clients to help them achieve financial independence and peace of mind.

Roman Financial Advisors—Fee Only, CERTIFIED FINANCIAL PLANNER™, Registered Investment Advisor, San Diego, California

Providing Financial Planning, Investment and Tax Advice for a fee. I don’t sell products or receive commissions. My focus is on helping people make smart financial decisions. I believe Financial Planning is a process and not a one-time event.

Stewart Financial Services—Fee Only Financial Planner in Carlsbad, CA

Personal financial planning so that you can live an extraordinary life.

Veritana Financial Planning, Inc.

Comprehensive advice to help you achieve financial independence.

Colorado

 Alpers and Associates, Inc., Mary R. Alpers, Fee-Only Financial Planning, Monument, CO

We provide comprehensive fee-only Financial Planning for couples, families, individuals, and entrepreneurs. We specialize in helping clients implement immediate and long-term financial goals through investment strategies, tax planning and preparation, insurance evaluation, budgeting, and estate review. We sell no products nor receive commission and work directly with the client in facilitating their plan.

McNary Financial Planning—Because no one wants to work forever®

Providing fee-only planning to families, professional women, and entrepreneurs seeking financial independence.

Pinnacle Financial Concepts, Inc., Independent, Fee Only Financial Planning Services in Colorado Springs, CO

Pinnacle Financial Concepts, Inc is a Fee-Only personal financial advisory firm providing comprehensive financial and investment planning services that are in the best interests of our clients.

 

Connecticut

Lifestyle Financial Strategies, LLC—Comprehensive Fee-Only Financial Planning and Investment Advisory Services

Helping You Achieve Financial Independence through Greater Clarity, Better Control and Higher Confidence in your Financial Lifestyle.

Florida

Cambridge Connection, Inc.—Fee-only Financial Planners Serving Clients in Southeast Michigan, Tucson, San Francisco and Orlando

Comprehensive tax-efficient financial advisors. If we can save you more than our fee, you should hire us! We sell sleep.

Lawrence Financial Planning, LLC—Fee Only, CFPs in Lutz, North Tampa, FL

Fee-Only advisor, financial and investment planning, NO COMMISSIONS from the purchase or sale of products, serving the Tampa Bay Florida area.

Rehl Financial Advisors—helping you enjoy a better life, richer in all respects

Have you reached that stage in life where you want professional guidance and support from a coach who puts your interests first? Kathleen Rehl, Ph.D., is a comprehensive, Fee-Only, CERTIFIED FINANCIAL PLANNER™ who helps you deal with all your money issues during these complex times. She specializes in assisting widows and is passionate about helping them make progress in their new financial situation. As a widow herself, Kathleen is the author of the book, Moving Forward on Your Own: A Financial Guidebook for Widows.

Sterling Wealth Advisors—Fee-Only Financial Planner in Ft. Lauderdale, FL

Sterling Wealth Advisors is a fee-only, fiduciary wealth management firm offering comprehensive investment management, retirement planning, and financial planning services to clients in Florida and nationwide. We assist clients in realizing their life goals through defining, planning, and protecting their long-term financial security. All advisors are members the National Association of Personal Financial Advisors.

Illinois

Sophie Kaluziak, Vista Financial Planning, Independent, Fee-Only Financial Planning in Oak Park, IL serving Chicago, IL and the near west suburbs of Chicago, IL

Sophie Kaluziak with Vista Financial Planning provides independent, Fee-Only advice utilizing a comprehensive holistic approach to the financial planning process. Sophie has provided financial planning and investment management to individuals and couples in Oak Park, IL and the near western suburbs of Chicago, IL since 2003.

Sullivan Mermel, Inc., Independent, Fee Only Financial Planning in Chicago, Illinois

Providing fee only financial advising and specializing in helping clients feel calm, confident and in control.

Indiana

Piedmont Financial Advisors, LLC

Expert financial planning for people who have to work for a living.

Maryland

SunRay Advisors- Fee—Only Financial Planning and Registered Investment Advisor in the Owings Mills, Baltimore, MD area

SunRay Advisors is an independent financial advisory firm that provides comprehensive planning advice on all aspects of a client’s financial life including taxes, investments, insurance, estate planning, and more. We sell no products and accept no commissions, so clients can be assured of receiving unbiased financial advice without conflicts of interest. With no asset minimums, and as members of the Alliance of Cambridge Advisors, we are a firm that specializes in serving the needs of middle income families, small business owners, and individuals.

Massachusetts

Nashoba Financial Planning—Fee Only Financial Planner in Massachusetts

Face the future with clarity and confidence! Comprehensive advice to help you achieve financial independence.

Michigan

Cambridge Connection, Inc.—Fee-only Financial Planners Serving Clients in Southeast Michigan, Tucson, San Francisco and Orlando

Comprehensive tax-efficient financial advisors. If we can save you more than our fee, you should hire us! We sell sleep.

Shaw Financial Strategies, LLC – Fee-only Financial Planners in Ann Arbor, MI

Comprehensive advice to help you achieve your goals.

Minnesota

Brown Wealth Management, LLC—Fee-Only, CERTIFIED FINANCIAL PLANNERS™ in Eden Prairie, MN

Brown Wealth Management is a Fee-Only, CERTIFIED FINANCIAL PLANNER™, in Eden Prairie, MN. Brown Wealth Management provides comprehensive Fee-Only financial planning and investment advisory services with offices in Eden Prairie and Woodbury, MN.

New Hampshire

Financial Pathways Independent Financial Planning Services in Londonderry NH, Serving New Hampshire from North Conway to the Mass Border

At Financial Pathways, our focus is on the real-life financial needs of our clients. We believe that you cannot maximize your stock and mutual fund investments without consideration of other important areas of your financial life. We specialize in a Fee-Only approach which looks at your financial plan as a whole system with the various parts complementing, adding power, and improving efficiency throughout the greater whole.

Northeast Passage Financial Advisors LLC: Independent, Fee Only Financial Planning and Investment Management Services in Brentwood, NH and serving Southern NH and ME

We help our clients achieve financial independence and peace of mind, one step at a time. Objective, clear, and sensible financial planning and investment guidance.

New Jersey

Baehr Family Financial, LLC, Fee Only Financial Planning serving the Stroudsburg, PA area (Poconos) and Northwest NJ

Baehr Family Financial, LLC is a fee only personal and business financial planning firm specializing in Financial Advice for Everyday Life. With our independent, fee only approach, you can be sure that your best interest is our only interest.

New York

 Marion Financial Advisors, comprehensive, Fee-Only financial planning in Yorktown Heights, NY

Specializes in working with clients to achieve financial independence and peace of mind.

Taconic Advisors, Inc.—Fee-Only Financial Planning—NAPFA—CFP® Professional—Poughkeepsie, NY

Financial Planning/Investing without Product Sales. For Secure Retirements and Life’s Transitions.

Nevada

Precise Financial Planning, LLC—Fee-Only, CERTIFIED FINANCIAL PLANNER™ Professional in Las Vegas, NV

Audry Batiste is a fee-only CERTIFIED FINANCIAL PLANNER™ professional in Las Vegas, NV. He is the Founder and President of Precise Financial Planning, LLC offering fee-only financial planning services in Southern Nevada including Las Vegas, Henderson, North Las Vegas, and Boulder City. Audry is committed to providing premier financial planning and wealth building strategies for successful individuals, families and business owners who are serious about achieving their goals and value the advice of a professional. 

North Carolina

Fulbright Financial Consulting, PA Durham, NC Serving Clients in Person and Virtually

We focus on helping people create their desired future thru the utilization of all their resources.

 Wealth Management Group, Inc.—Fee Only Financial Planning, Investment and Tax Advice in Winston Salem, North Carolina

Providing Comprehensive Financial Planning, Investment, and Tax advice for “Middle America.”

Ohio

Cambridge Financial & Tax Advisors, LLC (Central Ohio): Fee-Only, Independent, NAPFA registered CERTIFIED FINANCIAL PLANNER™, serving the Columbus Metro area

As a Registered Investment Advisor and fiduciary offering holistic, Fee-Only financial planning, and tax planning/preparation services since 1988, the advice I dispense is based strictly on your particular situation and financial goals. I receive no commissions or kickbacks, and therefore, am able to provide objective recommendations that are custom tailored to best fit your financial needs.

Practical Financial Planning—Holistic Fee-only Financial Planners in Cleveland, OH

Serving Professionals in the Public Sector, College Professors, and Retired Women.

 Reed Financial Planning, LLC—Fee Only, CERTIFIED FINANCIAL PLANNER™ in Columbus, OH

I help middle-income people organize their financial life. Together we integrate all your finances (e.g., investments, taxes, insurance, real estate) into a personal plan that works toward your personal goals. No commissioned sales, just unbiased financial advice.

Savvy Outcomes Inc.—Fee-Only, CERTIFIED FINANCIAL PLANNER™ practitioner in Columbus, OH

Savvy Outcomes is a Fee-Only financial planner firm in Dublin, Ohio offering money management, investment and retirement plans, risk management, and tax planning.

Stepping Stone Financial, Inc. Independent. No Commission Financial Planning Services in Northeast Ohio (Chagrin Falls)

NAPFA and ACA member Connie Stone, CFP® President of Stepping Stone Financial, strongly believes that education helps clients make informed decisions. Specializing in concerns with working with women over the age of 45, especially widows, is something Connie is passionate about. Seasoned by over 30 years in the financial industry, Connie taught personal financial planning as an adjunct faculty member for the College of Financial Planning and various non-profit organizations devoted to enhancing financial education and self-sufficiency. For further information contact her at 480-247-4870.

Westlake Advisors—Independent, Fee-only Financial Planners in Westlake, OH

Westlake Advisors is an independent, fee-only financial advisory firm. I provide comprehensive financial planning services including sound advice on the topics of investments, retirement and estate planning, insurance, and general financial matters. Since taxes have a major impact on all of us, I place a special emphasis on tax planning and include tax preparation. As your trusted advisor, my mission is to help you make smart choices about your money so you can have the kind of life you want to live. As a NAPFA fee-only planner, I sell only my services, and receive no commissions from the purchase/sale of products. 

Oklahoma

Step By Step Tax and Financial Planning—Fee-Only CERTIFIED FINANCIAL PLANNER™ near Tulsa, OK

Fee only financial planning firm owned by a CFP (Certified Financial Planner) offering tax planning, tax preparation, financial planning, estate planning, wealth management and other financial services in Broken Arrow, OK and Tulsa, OK.

Oregon

Thompson Advisory Services – Comprehensive, Fee-Only CERTIFIED FINANCIAL PLANNER™ practitioner in Portland, OR

Thompson Advisory Services is an independent, Fee-Only advisory firm providing holistic guidance on all aspects of your financial life. Serving Northern California and the Pacific Northwest, with locations in Portland and San Francisco.

Pennsylvania

Baehr Family Financial, LLC, Fee Only Financial Planning serving the Stroudsburg, PA area (Poconos) and Northwest NJ

Baehr Family Financial, LLC is a fee only personal and business financial planning firm specializing in Financial Advice for Everyday Life. With our independent, fee only approach, you can be sure that your best interest is our only interest.

Templeton Financial Planning Fee-Only Advisors CERTIFIED FINANCIAL PLANNER™ located in Pittsburgh, PA

Steve Templeton is a CERTIFIED FINANCIAL PLANNER™, and principal of Templeton Financial Planning. We provide Fee-Only financial planning to individuals, families, and small business in and around the greater Pittsburgh, PA area. 

Texas

Pegasus Advisors, LLC, Independent Fiduciary, CERTIFIED FINANCIAL PLANNER™, NAPFA Registered Financial Advisor, Dallas Texas, Plano Texas, Grapevine Texas

Pegasus Advisors, LLC is a money strategy firm that enables smart people with better things to do than obsess about money to live more secure and meaningful lives. Our innovative, no-sales system can help you increase the probability of success and reduce the amount of stress involved in managing your personal finances.

Wisconsin

Trinity Financial Planning, Middleton Wisconsin, Members of Alliance of Cambridge Advisors and Financial Planning Association

Trinity Financial Planning is a comprehensive financial planning and investment advisory firm that provides unbiased tax advice, Financial Tune-Ups and holistic financial planning without the conflicts of interest inherent in selling investments or insurance. Our services are designed to serve those who believe strongly in minimizing their taxes and those who want to be long-term investors rather than stock traders. We offer full disclosure, fee-only advice all the time. No product sales, no commissions, ever.