Consider all the benefits of an HSA: its triple tax advantage, personal ownership of account, flexibility to use it toward qualified expenses far in the future, and ability to invest it into stock index funds.
What To Do When Your Company is Aquired
It can be exciting, albeit stressful time. Remember these points to make sure you’re covering your financial bases.
Building Wealth with Factor Investing
Factor investing rather than being a mere financial fad is one that stands on firm academic ground. In the right hands it could be used to boost risk-adjusted investment returns. Plainly stated factor investing is designing an investment portfolio made up of mutual funds, ETFs, and retirement plan options by emphasizing certain attributes.
Better Options Than $100 for College
Last month Governor Polis signed a bill that sets aside $100 for Colorado kids born starting in 2020 for higher education costs. I hope it will motivate families to save more.
Perils of Moving Your Retirement Plan
It’s a challenge to optimize your investments with accounts spread over many different plans. Trying to pick the best mutual funds from four different menus that change from year to year can be a challenge for professional investors, let alone individuals.
What to Consider When Choosing a College Counselor
With over 4,000 four-year colleges to choose from, coming up with an ideal college list that fits the family’s goals and resources, and the student’s qualifications is a complicated task.
New Low Cost Accounts to Help Those with Special Needs
Those with a family member with special needs often encounter challenges in helping to support them while not undermining access to key government programs. In response to this concern, the ABLE Act was enacted in 2014 permitting the creation of low-cost, tax-advantaged accounts to benefit those with disabilities.
Learning From Your New Tax Return
Since the IRS released its tax withholding guidelines last year as a result of the tax cut legislation, I’ve been concerned that many would owe a significant amount when they file their 2018 taxes.
Should You Go to the Most Elite College
It’s an important question to ponder before bribing a college coach for a golden ticket, but also for parents who are considering college acceptance letters and wondering which one their child should take.
Use Tax Smarts to Hasten Retirement
There are superior alternatives to the conventional wisdom, and with some tweaks you could achieve a “portfolio longevity” increase of over three years.