Seeing new long-term care insurance companies enter into the market with more competitive prices offers hope that the pendulum is swinging back toward more affordable policies.
Long Term Care is expensive and most retirees don’t have the resources to pay out of pocket. Unfortunately, Long-Term Care Insurance benefits are either being reduced, or the premiums are increasing now that insurance companies have a better insight into costs.
You want to settle upon a target investment allocation that under dire circumstances you would not abandon. All of the formulaic approaches may be pointing toward 70 percent in equities, but it’s not the right answer if that level of risk in a very poor market would cause you to sell. That one poor decision could delay retirement by years.
Automate your retirement plan contributions, contribute to other regular savings opportunities, and slow down automated spending on bills and credit cards.
If you can automate financial virtue and slow down financial vice, you will achieve your goals sooner than you could imagine.
You can benefit from the Brexit vote by taking advantage of low mortgage rates, refinancing your auto loans and student loans, and finding great international airline deals.
Buy low and sell high is often repeated by financial advisors, but sometimes its not that easy. Often, the investing brains of most gets in the way of being a successful investor.
Identity protection services can be pricey and lead you to a false sense of security. Fortunately, you can protect your credit on your own by contacting TransUnion, Experian, and Equifax to put a credit freeze on your account.
By making your saving automatic and (if needed) your spending intentional, you can achieve financial independence and the freedom to spend your time as you desire far earlier than average.
Many employers offer a basic life insurance plan, however, securing a plan outside of work can bring you and your family peace of mind.
Highly ranked colleges may be attractive, but the corresponding debt load gives students and parents a lot to think about.