Yellowstone Financial, Inc.

Can you be smarter with your finances?

Yellowstone Financial, Inc. is an independent, fee-only financial planning practice based in Boulder, Colorado.

We are fee-only financial advisors. That means we sell no products and receive no commissions. Instead, you pay us an annual fee for our objective, personal advice on how to achieve your financial goals. This annual retainer covers all the meetings necessary and allows you to contact us whenever you have questions or your life changes.

We focus on helping you achieve financial independence, by taking a careful look at your financial obligations, goals, and plans for the future. To read more about the services we offer, click here.

Yellowstone Financial’s founder, Dave Gardner, is a Certified Financial Planner (CFP®), admitted to practice before the Internal Revenue Service. He writes the personal finance column for the Daily Camera newspaper.

Dave is also a proud member of the Alliance of Comprehensive Planners. Click here to view our Cambridge Pledge to Clients.

  • Why You Shouldn’t Wait Until 70 Why You Shouldn’t Wait Until 70 If you’re nearing retirement, learn the age of 70 ½ and its effect on your taxes and investments
  • Five things to remember about life insurance Five things to remember about life insurance Once you decide to purchase life insurance, the decision making process has just begun as there are countless options available. Here are some tips to keep in mind.
  • The Best Ways to Leave a Charitable Legacy The Best Ways to Leave a Charitable Legacy As laudable as the goals of charitable organizations may be, writing them into your will is one of the very last options you should consider to support them


Ready to get going? Contact us to schedule a no-cost, no-obligation initial consultation. We’ll talk about your financial concerns and objectives and the solutions we provide. If there is a match, we can talk further about working together to help you take the headache out of your finances and achieve the financial independence you desire.

Getting ready for an appointment? Visit our appointment preparation page.


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