Yellowstone Financial, Inc.

Can you be smarter with your finances?

Yellowstone Financial, Inc. is an independent, fee-only financial planning practice based in Boulder, Colorado.

We are fee-only financial advisors. That means we sell no products and receive no commissions. Instead, you pay us an annual fee for our objective, personal advice on how to achieve your financial goals. This annual retainer covers all the meetings necessary and allows you to contact us whenever you have questions or your life changes.

We focus on helping you achieve financial independence, by taking a careful look at your financial obligations, goals, and plans for the future. To read more about the services we offer, click here.

Yellowstone Financial’s founder, Dave Gardner, is a Certified Financial Planner (CFP®), admitted to practice before the Internal Revenue Service. He writes the personal finance column for the Daily Camera newspaper.

Dave is also a proud member of the Alliance of Comprehensive Planners. Click here to view our Cambridge Pledge to Clients.

  • The Best Ways to Leave a Charitable Legacy The Best Ways to Leave a Charitable Legacy As laudable as the goals of charitable organizations may be, writing them into your will is one of the very last options you should consider to support them
  • Does Your Financial Advisor Have this Critical Quality? Does Your Financial Advisor Have this Critical Quality? How do you select a financial advisor who is right for you? There are many different valid considerations, but there’s one in particular that does not garner enough publicity.
  • You’ve Been Admitted to College.  Now What? You’ve Been Admitted to College. Now What? With an admission letter in hand, you with your child will have to figure out How To Pay For It.


Ready to get going? Contact us to schedule a no-cost, no-obligation initial consultation. We’ll talk about your financial concerns and objectives and the solutions we provide. If there is a match, we can talk further about working together to help you take the headache out of your finances and achieve the financial independence you desire.

Getting ready for an appointment? Visit our appointment preparation page.


Privacy Statement & Legal Terms