Yellowstone Financial, Inc.

Can you be smarter with your finances?

We are excited to announce we have merged with McNary Financial Planning. Our new firm is Confluence Financial Advisors and we look forward to continuing to provide great fee-only financial planning service to our clients.


Yellowstone Financial, Inc. is an independent, fee-only financial planning practice based in Boulder, Colorado.

We are fee-only financial advisors. That means we sell no products and receive no commissions. Instead, you pay us an annual fee for our objective, personal advice on how to achieve your financial goals. This annual retainer covers all the meetings necessary and allows you to contact us whenever you have questions or your life changes.

We focus on helping you achieve financial independence, by taking a careful look at your financial obligations, goals, and plans for the future. To read more about the services we offer, click here.

Yellowstone Financial’s founder, Dave Gardner, is a Certified Financial Planner (CFP®), admitted to practice before the Internal Revenue Service. He writes the personal finance column for the Daily Camera newspaper.

Dave is also a proud member of the Alliance of Comprehensive Planners. Click here to view our Cambridge Pledge to Clients.

  • After Disaster Beware of Contractors That Find You After Disaster Beware of Contractors That Find You Last month severe storms tore through Boulder County with torrential downpours along with golf ball sized hail.  In Louisville and Lafayette, hailstones smashed through car windshields and shredded roofs, siding, and backyard furniture.  Soon after the storms moved on, the inevitable door knocking of roofing contractors followed in their wake.
  • Retirement Is Not Just About the Money Retirement Is Not Just About the Money You’ve probably heard that we Americans are largely doing a poor job of saving for retirement. A 2016 report by the Economic Policy Institute puts it in stark terms. By 2013, the mean investment wealth for families in their late 50s was about $164,000, which would generate close to $8,000 a year in retirement. When you combine that with the average Social Security benefit of under $17,000 a year, most are woefully unprepared to stop working in their 60s.
  • New Law Means There’s No Reason to Not Freeze Your Credit New Law Means There’s No Reason to Not Freeze Your Credit Last month the President signed the Economic Growth, Regulatory Relief, and Consumer Protection Act. Tucked inside this legislation mostly aimed at loosening banking restrictions was an important win for consumers. The law states that people throughout the country soon can put a credit freeze on file with the three credit reporting bureaus for absolutely free. Just as important, you will also be able to thaw your credit freeze temporarily or permanently, also for free.

     

Ready to get going? Contact us to schedule a no-cost, no-obligation initial consultation. We’ll talk about your financial concerns and objectives and the solutions we provide. If there is a match, we can talk further about working together to help you take the headache out of your finances and achieve the financial independence you desire.

Getting ready for an appointment? Visit our appointment preparation page.

 

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